GhostBill

Terms of Service

Last updated: July 2026

1. What GhostBill is

GhostBill is a personal tool that helps you record and understand the subscriptions and recurring charges you tell it about. It is an organizational aid, not financial, legal, or accounting advice.

Important: GhostBill does not cancel subscriptions for you, does not access your bank or accounts, and does not make payments on your behalf. All figures are based solely on the information you enter and are estimates for your own planning.

2. Acceptable use

Use GhostBill for your own lawful, personal purposes. Don't attempt to break, resell, or misuse the service, or use it in a way that harms others.

3. GhostBill Pro & payments

GhostBill Pro is an optional one-time purchase that unlocks additional features. Payments are processed by Gumroad, which acts as the Merchant of Record and handles billing, taxes, and receipts. Your purchase is governed by Gumroad's buyer terms.

4. Refunds

We offer a 14-day money-back guarantee on GhostBill Pro. If you're not satisfied within 14 days of purchase, email surfg1973@gmail.com for a full refund.

5. Your data & backups

Your data is stored in your browser, not on our servers. You are responsible for keeping your own backups (via the JSON export). We are not liable for data lost due to clearing browser storage, device failure, or switching browsers/devices.

6. No warranty

GhostBill is provided "as is" without warranties of any kind. We do not guarantee that calculations, reminders, or dates are error-free, and you should verify important billing dates directly with each provider.

7. Limitation of liability

To the maximum extent permitted by law, GhostBill and its operator are not liable for any indirect, incidental, or consequential damages, or for any charges you incur from third-party subscriptions. Our total liability is limited to the amount you paid us, if any.

8. Changes

We may update these terms; continued use after changes constitutes acceptance.

9. Contact

Questions? Email surfg1973@gmail.com.


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